Cabinet d'avocat en droit des assurances et réassurance

Insurance and Re-insurance

Stream regularly represents insurers, reinsurers, brokers, and industry players, advising both on the drafting of insurance / re-insurance policies regarding their industrial projects and activities, and in handling claims. 

Our team regularly assists clients on major losses and complex disputes. 

Our team has recognised expertise in marine insurance and re-insurance and carriage activities. The team expanded its practice to non-marine insurance activities such as industrial risks and political insurance. 

The firm handles a lot of international matters and to that effect uses the support of its network of preferred correspondents all across the globe.

Insurance coverage is an essential part of maritime projects, which often include complex insurance issues. Our team of lawyers regularly advises on marine insurance policies providing comprehensive advice on the issues raised by major casualties. We also advise on coverage and recovery/subrogation issues.

Our expertise covers all aspects of marine insurance: Hull and Machinery, P&I, cargo/commodities and war risks, allowing us to provide advice on both non contentious and contentious issues.

Recent matters include :

  • Representing Hull and Machinery insurers in a dispute with the P&I Club on a supply vessel declared a total loss following a grounding leading the client to a favourable interpretation of the P&I policy;
  • Advising H&M underwriters in a complex hull loss;
  • Advising P&I club in a collision leading to a pollution;
  • Counsel to several cargo underwriters in salvage and general average claims and recoveries;
  • Advising an insurance broker in the coverage of commodities under CMA agreement.

Our team regularly advises insurers, insured, re-insurers, re-insured and brokers on industrial risks and political risks, either when defining the coverage and/or negotiating the draft of policy or in the handling of claims.

Recent matters include :

  • Advising a credit company on insurance coverage after the default of a major actor of Energy in Spain,
  • Advising a broker / insured in respect of the default of an African State in the payment of road infrastructure;
  • Intervening on behalf of a reinsured in relation to CAR losses of €400M to a German electrical plant subject to German law and French law (with our German correspondent).

Our team is composed of lawyers with dual expertise in Insurance law and Construction law.

Stream’s lawyers assist French and foreign clients, including owners, companies, insurers and brokers, with the various issues related to construction insurance, whether mandatory (damage to works, ten-year civil liability) or optional (“all-risks construction”, pre-delivery, collapse guarantee, etc.), both before (preventive summary proceedings) and during the completion of the work (late delivery, defects, interruption of work, disputes between companies, subcontractors, suppliers, etc.).

Stream also represents professionals at all stages of judicial or administrative litigation that may be initiated against them, while favouring, in all circumstances, the amicable route and alternative dispute resolution methods.

Through our lawyers expertise in both advice and litigation, the team regularly assists in the drafting or modification of various policies.

Recent matter includes :

  • Advising an insurance company in the event of a fire on a building belonging to a public institution;
  • Advising an insurance company in the event of a claim following the renovation of an agro-industrial silo;
  • Advising an insurance company in connection with a serial dispute involving defective products installed on numerous construction sites.

Faced with the emergence of cyber risk in the transport and shipping industry (e.g. the Not Petya virus hitting a major shipping line), Stream has developed expertise in this constantly evolving field to offer its clients support in both the prevention and management of claims, which are now multi-sectoral.

Examples of recent cases:

  • Advice and support for a terminal facing a cyber incident
  • Counsel of clients who have been the victims of cybercrime (phishing) on both criminal and civil matters
  • Assistance on cyber insurance coverage
  • Counsel of an industrial client in the gas sector facing a cyber incident
Marine insurance and Re-insurance

Insurance coverage is an essential part of maritime projects, which often include complex insurance issues. Our team of lawyers regularly advises on marine insurance policies providing comprehensive advice on the issues raised by major casualties. We also advise on coverage and recovery/subrogation issues.

Our expertise covers all aspects of marine insurance: Hull and Machinery, P&I, cargo/commodities and war risks, allowing us to provide advice on both non contentious and contentious issues.

Recent matters include:

  • Representing Hull and Machinery insurers in a dispute with the P&I Club on a supply vessel declared a total loss following a grounding leading the client to a favourable interpretation of the P&I policy;
  • Advising H&M underwriters in a complex hull loss;
  • Advising P&I club in a collision leading to a pollution;
  • Counsel to several cargo underwriters in salvage and general average claims and recoveries;
  • Advising an insurance broker in the coverage of commodities under CMA agreement.
Industrial and Financial Risks

Our team regularly advises insurers, insured, re-insurers, re-insured and brokers on industrial risks and political risks, either when defining the coverage and/or negotiating the draft of policy or in the handling of claims.

Recent matters include:

  • Advising a credit company on insurance coverage after the default of a major actor of Energy in Spain,
  • Advising a broker / insured in respect of the default of an African State in the payment of road infrastructure;
  • Intervening on behalf of a reinsured in relation to CAR losses of €400M to a German electrical plant subject to German law and French law (with our German correspondent).
Construction Insurance

Our team is composed of lawyers with dual expertise in Insurance law and Construction law.

Stream’s lawyers assist French and foreign clients, including owners, companies, insurers and brokers, with the various issues related to construction insurance, whether mandatory (damage to works, ten-year civil liability) or optional (“all-risks construction”, pre-delivery, collapse guarantee, etc.), both before (preventive summary proceedings) and during the completion of the work (late delivery, defects, interruption of work, disputes between companies, subcontractors, suppliers, etc.).

Stream also represents professionals at all stages of judicial or administrative litigation that may be initiated against them, while favouring, in all circumstances, the amicable route and alternative dispute resolution methods.

Through our lawyers expertise in both advice and litigation, the team regularly assists in the drafting or modification of various policies.

Examples of recent cases :

  • Advising an insurance company in the event of a fire on a building belonging to a public institution;
  • Advising an insurance company in the event of a claim following the renovation of an agro-industrial silo;
  • Advising an insurance company in connection with a serial dispute involving defective products installed on numerous construction sites.
Cyber Risks

Faced with the emergence of cyber risk in the transport and shipping industry (e.g. the Not Petya virus hitting a major shipping line), Stream has developed expertise in this constantly evolving field to offer its clients support in both the prevention and management of claims, which are now multi-sectoral.

Examples of recent cases:

  • Advice and support for a terminal facing a cyber incident
  • Counsel of clients who have been the victims of cybercrime (phishing) on both criminal and civil matters
  • Assistance on cyber insurance coverage
  • Counsel of an industrial client in the gas sector facing a cyber incident

LAWYERS

Insurance and Re-insurance

All lawyers

Mathieu Croix

Lawyer at the Paris Bar

Partner

Patrick Evrard

Lawyer at the Paris Bar

Partner

Vy-Loan Huynh-Olivieri

Lawyer at the Paris Bar

Partner

Alexandre Besnard

Lawyer at the Paris Bar / Solicitor of England & Wales

Partner

Jérôme de Sentenac

Lawyer at the Paris Bar

Partner

Charles de Corbière

Lawyer at the Paris Bar

Partner

Arnaud Magerand

Lawyer at the Paris Bar

Partner

Philippe Penso

Lawyer at the Marseille Bar

Partner

Marie-Nöelle Raynaud

Lawyer at the Paris Bar

Counsel

Anne-Cécile Bannier-Mathieu

Lawyer at the Bordeaux Bar

Counsel

Hélène Chanteloup

Professor of Law

Counsel

Jihène Bensassi

Lawyer at the Paris Bar

Associate

Justine Moreno

Lawyer at the Paris Bar

Associate

Olivia Poucheparaj

Lawyer at the Paris Bar

Associate

Johanna Ladouce

Lawyer at the Paris Bar

Associate

Ariane Delion

Lawyer at the Paris Bar

Associate

Laura Ricardino

Lawyer at the Paris Bar

Associate

Hanalei Gimenez

Avocat au Barreau de Paris

Associate

Cleopatre Bissene

Cléopâtre Bissene

Lawyer at the Paris Bar

Associate

Maude Nieloud

Lawyer at the Marseille Bar

Associate

Camille Ponzio

Lawyer at the Marseille Bar

Associate

NEWS

Insurance and Re-insurance

All news

News

“Insurance and Re-insurance”

Ranking – Legal 500 EMEA 2024

Ranking – Legal 500 EMEA 2024

Stream is delighted to confirm its place among the top Shipping and Shipping Finance firms in the Legal 500 EMEA 2024 ranking. Special mention to Mathieu Croix and Aymeric de Tapol distinguished in the "Leading Individuals" category this year. A big well done to...

Ranking – Best Lawyers 2025

Ranking – Best Lawyers 2025

Stream recognized once again in the Best Lawyers 2025 ranking. This year, 5 of our lawyers were honored: - Alexandre Besnard - Insurance Law, Transportation Law - Mathieu Croix - Transportation Law, Maritime Law - Charles de Corbière - Transportation Law, Maritime Law...

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